TERMS AND CONDITIONS

  1. Introduction
  2. Consent and Capacity
  3. Intellectual Property Rights
  4. User Content
  5. User Responsibilities
  6. Personal Information- Privacy Policy
  7. Disclaimer
  8. Limitation of Liability
  9. Indemnification
  10. Payments
  11. Refunds
  12. Chargebacks
  13. Termination
  14. Confidentiality
  15. Choice of Law
  16. Dispute Resolution
  17. Severability
  18. Changes to These Terms
  19. Contact Us

 

Introduction

Welcome to TheUniverseGuru LLC. This Site is owned and operated by TheUniverseGuru LLC (“we,” or “us”). These Terms and Conditions (“Terms″) govern your use of our Site, hereafter referred to as “the Site”. These Terms include information about usage, licensing, and intellectual property. Please read these Terms carefully. By using the Site, you consent to these legally binding Terms as well as our Privacy Policy, which is hereby incorporated.

Consent and Capacity

In order to use our services, you must be at least eighteen. Your use of our services is conditioned on your acceptance of these Terms. If you do not agree with these Terms, please discontinue your use of the Site. By using our services, you warrant that you are entering into a binding contract with TheUniverseGuru LLC. Areas of the Site may also be subject to additional terms. Any additional terms are not intended to replace or supersede these Terms, but rather supplement these Terms in those specific areas. Please take the time to familiarize yourself with the additional conditions of those areas before accessing them. Any new features or tools which are added to the current store shall also be subject to the Terms of Service. You can review the most current version of the Terms of Service at any time on this page. We reserve the right to update, change or replace any part of these Terms of Service by posting updates and/or changes to our website. It is your responsibility to check this page periodically for changes. Your continued use of or access to the website following the posting of any changes constitutes acceptance of those changes. You may not use our products for any illegal or unauthorized purpose nor may you, in the use of the Service, violate any laws in your jurisdiction (including but not limited to copyright laws). You must not transmit any worms or viruses or any code of a destructive nature. A breach or violation of any of the Terms will result in immediate termination of your Services.

Intellectual Property Rights

TheUniverseGuru LLC’s trademarks, trade names, logos, and other intellectual property incorporated into the Site are the sole property of TheUniverseGuru LLC or its licensors and are protected under copyright, trademark, trade secret, and other intellectual property laws. Copying or distributing any material, illustrations, photographs, video, or content from the Site without consent is strictly prohibited. Sharing logins, reselling, or uploading Package and/or Course files to sharing sites is considered stealing and copyright infringement and we may prosecute such misconduct to the fullest extent permitted by law. TheUniverseGuru LLC provides you with this Package and/or Course solely for your personal, noncommercial use and you agree that you will not use such proprietary information or materials in any way whatsoever except for use in compliance with this Agreement. Additionally, any use that constitutes an infringement of any of the above-stated intellectual property rights is prohibited. We, in our sole discretion, reserve the right to remove any content or take any steps deemed appropriate to protect such rights.

User Content

TheUniverseGuru LLC may allow its users to post, upload, or comment on content on the Site. This user-generated content includes, but is not limited to reviews, testimonials and comments whether directly on the Site or via email. By posting on the Site or sending via email, you grant TheUniverseGuru LLC a perpetual, nonexclusive, unrestricted, worldwide license to any and all of the user content you post or send. You acknowledge that you are the sole owner of any copyrights and that your content does not infringe the rights of any third parties. You agree to be fully responsible for any content you post on the Site. User reviews, testimonials, comments, pictures, and ideas posted on the Site or sent via electronic mail may be used to improve TheUniverseGuru LLC. By submitting user content, you give permission to store and use such content to improve our services.  TheUniverseGuru LLC may monitor any user’s content posted to the Site. We reserve the right, at our discretion, to remove, terminate, or prohibit users from accessing the Site for any reason or no reason with or without notice. 

You agree that your comments will not violate any right of any third-party, including copyright, trademark, privacy, personality, or other personal or proprietary right. You further agree that your comments will not contain libelous or otherwise unlawful, abusive, or obscene material, or contain any computer virus or other malware that could in any way affect the operation of the Service or any related website. You may not use a false email address, pretend to be someone other than yourself, or otherwise mislead us or third-parties as to the origin of any comments. You are solely responsible for any comments you make and their accuracy. We take no responsibility and assume no liability for any comments posted by you or any third-party.

User Responsibilities

Users of the Site agree to the following guidelines: 

  1. You will keep your username and password confidential. You will not share this information with any other person.
  2. You will not use another user’s login and registration information.
  3. You will not create fake accounts for the purpose of spamming users or visitors, collecting personal information with or without consent, or any other deceptive practices.
  4. You will not circumvent, evade, disable, or otherwise interfere with the security of the Site.
  5. You will not infringe the intellectual property rights of others.

Additionally, to access certain portions of the Site, you may be required to provide information. The information you provide must be truthful, accurate, and complete. The information you provide is subject to our Privacy Policy, which is hereby incorporated into these Terms. 

Personal Information

Your submission of personal information through the site is governed by our Privacy Policy.

Click here to view our Privacy Policy.

Disclaimer

WE RESERVE THE RIGHT TO REFUSE SERVICE TO ANYONE, FOR ANY LAWFUL REASON. 

THE SITE, ITS CONTENT, AND ALL THE MATERIALS ARE “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTY OR GUARANTEE. YOU ACCESS THE SITE AT YOUR OWN RISK UNDERSTANDING THAT THEUNIVERSEGURU LLC DISCLAIMS ANY AND ALL WARRANTIES, INCLUDING, BUT NOT LIMITED TO, EXPRESS OR IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NONINFRINGEMENT. THEUNIVERSEGURU LLC WILL NOT BE RESPONSIBLE FOR OR LIABLE FOR ANY DAMAGE THAT MAY ARISE FROM YOUR USE OF THIS SITE. THEUNIVERSEGURU LLC DISCLAIMS ANY AND ALL WARRANTIES PERTAINING TO THE ACCURACY AND USEFULNESS OF THE MATERIALS, CONTENT, SOFTWARE, OR SERVICES PROVIDED VIA THE SITE. THEUNIVERSEGURU LLC MAKES NO PROMISES OR REPRESENTATIONS THAT OUR SOFTWARE IS FREE FROM VIRUSES, MALWARE, OR ANY OTHER HARMFUL COMPONENTS, OR THAT THE SITE WILL BE AVAILABLE WITHOUT INTERRUPTION. 

WE ARE NOT RESPONSIBLE IF INFORMATION MADE AVAILABLE ON THIS SITE IS NOT ACCURATE, COMPLETE OR CURRENT. THE MATERIAL ON THIS SITE IS PROVIDED FOR GENERAL INFORMATION ONLY AND SHOULD NOT BE RELIED UPON OR USED AS THE SOLE BASIS FOR MAKING DECISIONS WITHOUT CONSULTING PRIMARY, MORE ACCURATE, MORE COMPLETE OR MORE TIMELY SOURCES OF INFORMATION. ANY RELIANCE ON THE MATERIAL ON THIS SITE IS AT YOUR OWN RISK.

THIS SITE MAY CONTAIN CERTAIN HISTORICAL INFORMATION. HISTORICAL INFORMATION, NECESSARILY, IS NOT CURRENT AND IS PROVIDED FOR YOUR REFERENCE ONLY.

Occasionally there may be information on our site or in the Service that contains typographical errors, inaccuracies or omissions that may relate to product descriptions, pricing, promotions, offers, product shipping charges, transit times and availability. We reserve the right to correct any errors, inaccuracies or omissions, and to change or update information or cancel orders if any information in the Service or on any related website is inaccurate at any time without prior notice (including after you have submitted your order). We undertake no obligation to update, amend or clarify information in the Service or on any related website, including without limitation, pricing information, except as required by law. No specified update or refresh date applied in the Service or on any related website, should be taken to indicate that all information in the Service or on any related website has been modified or updated.

WE RESERVE THE RIGHT TO MODIFY THE CONTENTS OF THIS SITE OR THE PRICES OF OUR PRODUCTS AT ANY TIME WITHOUT NOTICE, BUT WE HAVE NO OBLIGATION TO UPDATE ANY INFORMATION ON OUR SITE. YOU AGREE THAT IT IS YOUR RESPONSIBILITY TO MONITOR CHANGES TO OUR SITE.

THIS SECTION APPLIES TO YOU TO THE FULL EXTENT ALLOWED BY APPLICABLE LAW. 

Limitation of Liability

TO THE MAXIMUM EXTENT PROVIDED BY APPLICABLE LAW, THEUNIVERSEGURU LLC DOES NOT ACCEPT LIABILITY FOR LOSS OR DAMAGE OF ANY KIND, BE IT DIRECT, INDIRECT, CONSEQUENTIAL, SPECIAL, EXEMPLARY, INCIDENTAL, ACTUAL, PUNITIVE, OR OTHERWISE, WHETHER IT ARISES FROM PERSONAL INJURY, FINANCIAL LOSS, DATA LOSS, OPPORTUNITY LOSS, THIRD-PARTY USE OR MISUSE, AGGREGATE SERVICE, PERSONAL DISSATISFACTION, OR ANY OTHER DAMAGE RESULTING FROM YOUR USE OF THE SITE. THE FULL ASSUMPTION OF RISK AND THEREFORE RESPONSIBILITY LIES WITH YOU, THE USER AND VISITOR. THEUNIVERSEGURU LLC, ITS DIRECTORS, SHAREHOLDERS, EMPLOYEES, REPRESENTATIVES, AGENTS, SUBSIDIARIES, ASSIGNORS, AND LICENSORS WILL NOT BE HELD LIABLE IN ANY EVENT. FOR JURISDICTIONS IN WHICH STATUTORY LAW PROHIBITS THE LIMITATION OF CERTAIN TYPES OF LIABILITY RELATED TO THE GROSS NEGLIGENCE OF A PARTY, THEUNIVERSEGURU LLC’S LIABILITY IS LIMITED TO THE FULL EXTENT ALLOWED BY APPLICABLE LAW.

The information and advice contained in this Package and/or Course website or provided through blogs, e-mails, programs, services or products is not intended to be a substitute for professional medical advice by a therapist or any healthcare, professional financial advice by a licensed advisor or Certified Public Accountant or other professional. TheUniverseGuru LLC is not a medical health practitioner or medical health provider nor a financial or tax advisor and is not holding itself out to be in any capacity. TheUniverseGuru LLC is not providing counselling or therapy services or attempting to diagnose, treat or cure in any manner whatsoever any physical or mental ailment. TheUniverseGuru LLC is not providing financial advice, investment advice or tax advice in any manner whatsoever. Rather, TheUniverseGuru LLC serves as a coach, mentor, and guide who helps you reach your own relationship and financial goals through positive, healthy methods that give you the option to create lifestyle changes that help you gain or maintain relationships. We make no guarantees of results.

Certain content, products and services available via our Service may include materials from third-parties. Third-party links on this site may direct you to third-party websites that are not affiliated with us. We are not responsible for examining or evaluating the content or accuracy and we do not warrant and will not have any liability or responsibility for any third-party materials or websites, or for any other materials, products, or services of third-parties.

We are not liable for any harm or damages related to the purchase or use of goods, services, resources, content, or any other transactions made in connection with any third-party websites. Please review carefully the third-party's policies and practices and make sure you understand them before you engage in any transaction. Complaints, claims, concerns, or questions regarding third-party products should be directed to the third-party.

Indemnification

You agree to indemnify and hold harmless TheUniverseGuru LLC, its directors, shareholders, employees, representatives, agents, subsidiaries, assignors, and licensors from and against any lawsuits, disputes, claims, proceedings, demands, costs, or expenses related to or stemming from any use of the Site or your breach of these Terms and any other policies incorporated into this agreement. 

Payments

You are responsible for paying for the Package and/or Course in full and for providing TheUniverseGuru LLC with a valid credit card or other payment method. If the payment is declined, returned or deemed fraudulent, your access to the Package and/or Course will be terminated until all payments are made in full. If you enrolled through the payment plan and you miss a payment, your access to the Package and/or Course will be suspended until you provide a valid credit card or other payment method. Multiple missed payments may result in termination of your access to the Package and/or Course unless all remaining payments are made in full.

Refunds

Unless otherwise stated, all items and programs purchased are 100% non-refundable and returns will not be accepted.

Chargebacks

Purchasing items and then opening chargeback disputes is credit card fraud and will be treated as such. You may be held responsible for any administrative and legal fees resulted in obtaining payment. You will lose access to all courses purchased and your account locked if a dispute or chargeback is opened up against the payments. You will also not be able to purchase any future courses or services on our site. 

Termination 

TheUniverseGuru LLC may, at any time, terminate any programs or services, or any part thereof, including revoking access to any programs or services previously purchased,  if you breach any of the terms and conditions or any agreement. By ways of example, (a) failure by you to make timely, complete and conforming payment according to the program of service you purchased, (b) are abusive, rude, aggressive, or otherwise elicit threatening behavior in writing, physically, or verbally towards anyone within TheUniverseGuru LLC. or associated with the Mina Irfan brand, or (c) harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate anyone within TheUniverseGuru LLC. or associated with the Mina Irfan brand on any social media platform, or (d) breach of the representations or warranties set forth in these terms and conditions or any other agreement, shall entitle TheUniverseGuru LLC to terminate its business relation with you. If any agreement is terminated for cause, TheUniverseGuru LLC. shall have no payment obligation to you. Moreover, there will be no reimbursement of payments you already made and, in the event a payment plan was agreed upon, you will remain liable for the full payment.

Confidentiality

You shall preserve in strict confidence all confidential, sensitive, or proprietary information of TheUniverseGuru LLC or received from TheUniverseGuru LLC, whether or not marked «proprietary» or «confidential», and whether oral or written. Confidential Information shall not include information that you can demonstrate by written evidence was publicly available at the time of disclosure or was independently developed by you without reference to confidential information. You will not (i) disclose or cause to be disclosed at any time any confidential information obtained from TheUniverseGuru LLC, or; (ii) use or cause to be used any of such confidential information for any purpose, except as required in the performance of the program or services. You hereby represent, warrant and covenant that you shall maintain physical, electronic and procedural safeguards designed to (1) ensure the security, integrity and confidentiality of all confidential information, (2) protect against any anticipated threats or hazards to the security, integrity or confidentiality of confidential information, and (3) protect against unauthorized access to or use or disclosure of confidential information.

Choice of Law

These Terms and any disputes arising from the use of THE SITE are governed by and construed according to the law of the state of Texas. Each party agrees to submit to the courts of the state of Texas and that the state of Texas has personal jurisdiction over the matter. 

Dispute Resolution

We believe that it is beneficial to all parties to quickly resolve any potential disputes as efficiently and cost-effectively as possible. In line with this belief, you agree that any disputes arising from your use of the Site will be handled and resolved according to the provisions of these Terms, unless otherwise explicitly stated. If a dispute arises, you agree to first contact us and attempt to resolve any such issues informally. If informal attempts fail, you agree to submit any claim, dispute, or controversy to binding arbitration.

YOU AGREE TO WAIVE ANY AND ALL RIGHTS TO A JURY TRIAL YOU MAY HAVE IN ANY AND ALL JUDICIAL PROCEDURES AND PROCEEDINGS RELATED TO ANY DISPUTE ARISING FROM YOUR USE OF THE SITE UNDER THESE TERMS.

ALL PARTIES WAIVE THEIR RIGHTS TO PRESENT CLAIMS IN A CLASS ACTION SUIT.

Severability

If any portion of these Terms is deemed unenforceable, void, or invalid for any reason, the remaining provisions of these Terms will remain unaffected and will not be considered unenforceable, void, or invalid. They will maintain the full force of law to the extent possible. 

Changes to These Terms

We may update these Terms from time to time. If any updates are made to these Terms, they will be posted here. Please check this page frequently for updates.

Contact Us

If you have any questions, comments, or concerns about these Terms or our services, please contact us via email at [email protected].